Author Archive Richard Hopkins

Final salary pension transfers: get the right advice for you

Anyone looking to transfer out of a final salary pension worth over £30,000 must take financial advice by law. It is great to see the government recognise the value and importance of financial advice through this legal mandate.

But that still leaves many people wondering how to find an adviser you can trust, an… Read more

How to get compensation for a mis-sold pension transfer?

Are you concerned that you may have been mis-sold a final salary pension transfer? If so, we can help you make a complaint and receive compensation.

The plight of British Steel pension members highlights the potential for such mis-selling if people do not receive quality, personalised advice from a specialis… Read more

How final salary transfers are calculated: unraveling the mystery of the overnight millionaires

Low interest rates have created a bonanza of high final salary pension scheme transfer values in the last couple of years. Thousands of members have taken advantage by transferring out of their schemes. This has made them considerably cash richer and even mysteriously seemed to turn many people on average pro… Read more

Carillion failure ramps up threat to final salary pensions

The liquidation of building firm Carillon has once again highlighted the urgent need to take advice on transferring your final salary pension.

It is the latest high-profile corporate failure to threaten workers’ pension benefits and follows the well-publicised plight of scheme members at BHS and BritisRead more

Let your pension purr into life with a final salary transfer

One of my clients who was transferring out of her employer’s final salary scheme into a private pension told me recently that she wanted to be able to stroke her pension like a cat. It is a great metaphor to help visualise and understand why such transfers have become popular.

Staying in an employer’s final sa… Read more